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1051 Maple Dr, Hermitage PA 16148
 
 
 
 
 

 
 

Medicare Supplements

 
Senior Couple-Hermitage, PA -Paxton Senior Insurance Service
 
 
Medicare Supplement (Medigap) insurance is designed to help pay the expenses that parts A & B of Original Medicare don't cover.
By keeping Original Medicare as your primary insurance, you are giving yourself access to medical care all over the United States. Medicare Supplement (Medigap) insurance is specifically designed to pay all or most of the bills not covered by Medicare A & B. With the addition of Medicare Supplement (Medigap) coverage, you have the peace of mind of knowing that you can seek the best medical care nationwide and likely have little or no expense out of your pocket.
 
This is the comprehensive way to structure your Medicare benefits. Unlike Medicare Advantage plans, you aren't restricted to a limited network of doctors and hospitals. More often than not, you will also avoid co-pays for the services you receive.
Medicare Supplement insurance is sold as a series of lettered plans (A,B,C,D,F,G,K,L,M,N) by private insurance companies. They are federally standardized plans, meaning every company has to provide equal coverage for each lettered plan. For example, plan G provides the same coverage no matter what company it was purchased through.
Below is the standardized chart of plans put in place by federal law through the 2010 Medicare Modernization act.
 
 
Below is a list of the insurance companies who currently have the most competitive rates for Medicare Supplement (Medigap) insurance.
The AM Best rating of each company is listed to the left of the company name
 
 
 
A
 
Aetna Health & Life
 
 
A-
 
Cigna
 
 
A+
 
Central States Indemnity
 
 
A+
 
CSI Life
 
 
A
 
Gerber Life
 
 
B+
 
Manhattan Life
 
 
 
 
 
 
 
 
 
 
A-
 
Medico Corp
 
 
A+
 
Omaha Insurance Co.
 
 
A-
 
Oxford Life Insurance Co.
 
 
B++
 
Philadelphia American
 
 
B++
 
Sentinel Security
 
 
A+
 
Transamerica Premier Life
 
 
 
 
 
If there is any other company you wish to inquire about just let us know. There are many insurance companies that offer Medicare Supplement. This list is updated periodically to show the most competitive rates on the current market.
Please contact me for further information on available companies and rates.